This program is a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and are CREDITED THE PAYMENT by the lending institution at the time of payment.
Refinanc.EXE - This program demonstrates the advantages of refinancing your existing mortgage as well as conditions under which you should consider refinancing.
Portfund.EXE - This program gives you a place to input the financial data for a given stock so that you might better forecast and track its performance.
Anpenpay.EXE - This program demonstrates the length of time an annuity or a pension payout will last conditioned on the amount of monthly payments to you and the interest that will be earned on the balance.
Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a variable rate mortgage loan. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows for an analysis of the effect of different loan rates applied over the length of the loan or it may be used to actually track a loan repayment.
Retirinv.EXE - You can calculate the amount of money you need to be investing monthly to provide a monthly withdrawa supplemented by Social Security, pensions, annuities or other income sources.
Loanamor.EXE - This program is a standard amortization schedule which displays annual interest paid for your use at tax time and it can also be used for any simple interest loan with multiple payment periods.
